Categorized | Technology

Mobile payment using Near Field Communications

In the future, you wil not need your Master/Visa/AmEx card, you will simply use your cellphone or pda.

mobile_suicaNorwegian carrier Telenor and the bank DnB Nor have been collaborating since 2006 working toward promoting the cellphone as the new wallet. We are not talking about paying through SMS or a browser application but use rfid enabled mobile phones.

As always when it comes to newTech, Japan already has this technology, but doing it through proprietary solutions from TDD DoCoMo. The Telenor/DnB Nor solution is the first of it’s kind using open industry standards end to end, which makes it quite easy to adopt.

Near Field Communication or NFC, is a short-range high frequency wireless communication technology which enables the exchange of data between devices over about a 10 centimetre (around 4 inches) distance. The technology is a simple extension of the ISO/IEC 14443 proximity-card standard (contactless card, RFID) that combines the interface of a smartcard and a reader into a single device. An NFC device can communicate with both existing ISO/IEC 14443 smartcards and readers, as well as with other NFC devices, and is thereby compatible with existing contactless infrastructure already in use for public transportation and payment. NFC is primarily aimed at usage in mobile phones.

Using Near Field Communication enabled phones and a SIM card with payment gateway information looks like a very interesting way to go.  Telenor and DnB Nor has had an internal closed pilot running and both companies feel that the technology has matured enough for a public pilot, starting preperations sometime in the fall of 2009 with 200 users and 10-12 shops around in Oslo. This project is the first of it’s kind in the nordic countries and one of the first in Europe.

A couple of articles has been published on the topic in Norway. DagensIT writes  “paying your ice cream with your mobile” and Digi writes “Wave your phone to pay for lunch” both articles in Norwegian.

Anyone know how the Mobile J/Speedy pilot from The Netherlands in 2006 turned out?

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One Response to “Mobile payment using Near Field Communications”

  1. denis says:

    The J/Speedy pilote was a … pilote according to the end of this document


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